By Andrew Charalambous
Property is extremely expensive in the UK either if you want to rent and buy. Of course there are cheaper options in different areas of England but if you want to live in the capital or any of the major cities then you will be paying a lot more.
It depends on your situation to whether you want to rent or buy a house and both have there good and bad bits.
With buying a property you will need a deposit in the region of twenty to thirty percent of the valuation of the house. This can take some time to save up if you do not have any help and this is one of the reasons that people decide to rent.
Once you have your deposit in place you will need to shop around for a mortgage and the best place to start will be with your bank. If you can not agree with them then you will have to shop around. You can still have a mortgage with another bank other than your own. You will have to go through a series of credit checks and the company may contact your employer to check that you work there and see that you gave the correct salary to show that you can afford the repayments.
Renting a property will allow you to move around if you wish to as you can get a short contract of 6 months to a 1 year one. You will have to pay a deposit of around one months rent on top of your first months rent in advance.
Andrew Charalambous is a London property owner that has a different view on the way that he rents out his properties. He does not charge admin fees or asks for a deposit from his tenants as he feels that is should be made easier for people on lower incomes to find a suitable property for their family and not be discriminated in any way.
He fells that this improves the relationship beteent tenant and owner.
You can find out more about Andrew Charalambous from the official Andrew Charalambous Blog.
If you own a business, it is vital that you keep it secure and free from intruders and minimise the risk of a break in during non-working hours.
To help you with this, it is highly recommended that you install a door entry system which will protect the property around the clock. These systems will need to have regular maintenance to keep everything running smoothly.
This will allow people to to enter the building that are allowed to do so, or people can be buzzed in for deliveries or appointments.
Once device that has been around for a long time is an intercom system. These have improved considerably over the years with the introduction of clearer, colour screen monitors instead of the old black and white versions.
These are not just restricted to business owners, you may also have an entry system in you home as well. These are especially popular in apartment blocks with one main entry point.
Having good quality locks installed on any front door will help bolster your property and give you an extra layer of protection. For any lock advice you should consult with your local Locksmith for tips on home security and the best locking system for your doors or windows.
For extra security CCTV is also an option to put off any potential criminal from unlawfully gaining entry to your property.
If this is something that you consider that your business needs, you will need the assistance of a professional CCTV installer in london to supply and fit your security system.